For exporters
Ship on your schedule. Get paid on one too.
Invoice overseas buyers in USD and let them pay in USDC or USDT from any wallet. Licensed partners handle the conversion and payout right after. Timing depends on the partner and is not yet a published SLA.
An export invoice settled by wire depends on a chain of correspondent banks: each one can charge, deduct or hold the payment, and none of them tell you which happened until the funds arrive.
What do exporters usually struggle with on collection?
Time and traceability. A wire can take days with no visibility while it moves, and the amount that lands rarely matches the amount invoiced. On-chain receipt is confirmed in minutes and the reference follows the payment through to payout.
Does my buyer have to change how they pay?
They pay a link instead of keying in correspondent bank details. If they hold stablecoin they pay from a wallet; if they do not, the fiat-to-stablecoin rail lets them pay from a bank account with no wallet at all.
Can I still settle into my existing bank account?
Yes. Licensed partners convert and pay out to a bank account you nominate at onboarding. Settlement to a local bank account is included on every plan rather than charged separately.
What you keep on an export invoice
Export invoices run larger. Adjust the amount to match a typical consignment.
Modelled at 0.5% fee + $35.00 fixed + 2.5% FX for a wire. Kollect is priced at 0.75% on the Micro plan, with no FX markup on the USDC to USD conversion. The plan follows your volume: this invoice repeating monthly is $75,000.00 over 3 months, which is the band that volume falls into. The processing fee falls to 0.45% at higher volume. Each plan also carries a monthly subscription, which is not in these figures. See the full rate card.
Full cost breakdown is on the pricing section, and the same maths against a wire is set out on Kollect vs a bank wire. Terms are defined in the glossary.
How an export payment runs
Invoice in USD
Raise the invoice against the consignment and send the payment link to your buyer.
Buyer pays on-chain
The buyer pays in USDC or USDT from any wallet. No account with Kollect required.
Confirmed receipt
Payment is confirmed on-chain in seconds, giving you a dated record against the shipment.
Settle at home
Licensed partners convert and pay out USD, EUR, SGD to your business bank account.
What changes for your business
The international leg is a single on-chain movement, so no intermediary bank can deduct from it.
On-chain receipt in seconds gives you a timestamped record for each consignment.
The same payment link flow works regardless of which country the buyer is in.
One processing percentage on the amount collected, on top of a flat monthly plan.
The fee is shown up front rather than discovered on the statement.
Trust and compliance
Payments are received on-chain and passed to licensed partners for conversion and payout. Kollect is not the licensed entity holding your money.
Mesta Payments LLC, a FinCEN-registered money services business, processes payments in partnership with Kollect.
KYB on the business and KYC on its representatives, with AML screening on payments.
USD, EUR, SGD today, with further corridors on the roadmap.
Exporter questions
How do exporters collect international payments with Kollect?
You invoice the buyer in USD and send a payment link. They pay in USDC or USDT from any wallet, receipt is confirmed on-chain in seconds, and licensed partners settle USD, EUR, SGD into your business bank account.
Does my overseas buyer need an account with Kollect?
No. They open the payment link, connect a wallet and pay. There is no signup and no software to install on their side.
What record do I get for each payment?
Each payment is confirmed on-chain in seconds, which gives a timestamped on-chain record, alongside the payout record from the settlement partner.
Which settlement currencies are supported?
Kollect settles to USD, EUR, SGD today, with further corridors on the roadmap. Talk to us if you need a corridor that is not listed.