Pricing
A one-time setup fee, a monthly subscription and a processing percentage on each payment, banded by what you collect over a quarter, so the percentage falls as your volume rises.
Up to $100,000 per quarter volume, rolling 3 months
0.75% per transaction
Up to $500,000 per quarter volume, rolling 3 months
0.55% per transaction
Up to $1,000,000 per quarter volume, rolling 3 months
0.45% per transaction
Above $1,000,000 per quarter volume, rolling 3 months
Custom quoted per account
The plan is set by volume collected over a rolling quarter (three months); the subscription is billed monthly and the onboarding fee is charged once at setup. A payment below the minimum transaction value cannot be collected, on any plan. FX conversion is handled by licensed partners with no separate Kollect markup. The total row is worked on a single $10,000 transaction, for comparison between plans, and the calculator prices your own volume.
On published rates, the processing fee falls to 0.45% at the top volume band, against a bank wire's percentage fee plus a fixed charge plus an FX spread. The calculator prices your own invoice through every route so the comparison is yours, not ours.
The one your volume selects, not one you pick. Kollect bands on what you collect over a rolling quarter, so the processing percentage falls as volume rises. Enter a real invoice and a frequency in the calculator and it names the band.
Enter one real invoice and how often you send it. The calculator works out which plan that volume falls into, then prices the same payment through every route at once: the fee, what lands in your account, and how long it takes.
| Route for 4 payments of $25,000.00 a month, settling to USD | Fee | You receive | Settlement time |
|---|---|---|---|
Kollect Small plan | $550.00 $137.50 on each of 4 payments 0.55% processing, no FX markup | $99,450.00 | Under 1 hour |
Average competitor Averaged flat fee and FX spread across comparable collection platforms | $788.00 $197.00 on each of 4 payments 0.2% fee + $22.00 fixed + 0.5% FX | $99,212.00 | 1-2 business days |
Bank wire (SWIFT) Averaged wire fee, bank FX spread and intermediary deductions | $3,140.00 $785.00 on each of 4 payments 0.5% fee + $35.00 fixed + 2.5% FX | $96,860.00 | 2-5 business days |
Card / payment gateway Averaged gateway fee plus cross-border and conversion charges | $3,901.20 $975.30 on each of 4 payments 2.9% fee + $0.30 fixed + 1% FX | $96,098.80 | 2-7 business days |
Bank wire (SWIFT) takes 82.48% more out of a month than Kollect. $647.50 more on each of 4 payments.
See the plansCollecting $100,000.00 a month, as 4 payments of $25,000.00 from United States in USDC settling to USD, costs $550.00 with Kollect on the Small plan, against $3,140.00 through Bank wire (SWIFT). That volume is $300,000.00 a quarter, which is why the Small band applies, at 0.55% on each payment. These are transaction fees only; the monthly subscription and one-time onboarding fee are on the rate card. Kollect settles under 1 hour; 2-5 business days is typical on the alternative.
Every row prices one month of transactions: the invoice amount times the number of payments, so changing either input moves the fee and what you receive together. These are transaction fees only. The monthly subscription and the one-time onboarding fee are not included here, on any route. Both are published on the rate card. The Kollect row uses the transaction processing fee for the plan your volume falls into, with no FX markup on the USDC to USD conversion; the plan is worked from the amount and the number of payments a month, and 3 months of that is the quarterly volume the bands are set on. The minimum transaction value is $1,000 on every plan, and a payment below that cannot be collected. Competitor rows are modelled from published fee structures and a typical FX spread, not quoted from a named provider, and their Fee column sums the percentage fee, any fixed charge and the FX spread. Click any row to set it as the comparison baseline for the saving figure above.
Every answer here is mirrored verbatim in this page's FAQ structured data, so nothing is hidden behind a click.
The minimum transaction value is $1,000 on every plan. Terms like KYB and FX spread are defined in the glossary.
Three things: a one-time onboarding and setup fee, a monthly subscription, and a transaction processing percentage on each payment that falls as quarterly volume rises. There is no per-invoice charge and no separate FX markup on the USDC to USD conversion. The plan your volume falls into, and every figure in it, is in the comparison calculator above and the pricing section below.
Yes. The minimum transaction value is $1,000, and it is the same on every plan. A payment below that cannot be collected. There is no maximum, and no per-invoice charge on top of the processing percentage.
No. Currency conversion is handled by licensed partners and Kollect does not layer a separate markup on top of it.
No. Settlement to your local bank account is included in every tier.