For marketplaces
Collect from anywhere. Pay out on the same rail.
Take payment from buyers in USDC or USDT and settle to the accounts you nominate, through one integration rather than a provider per country.
A marketplace collecting in many countries typically stitches together a payment provider per corridor, each with its own fees, timings and reporting, and the mismatch lands on the operations team.
What breaks when a marketplace collects in many countries?
A provider per corridor, each with its own fees, timings and reporting format. The mismatch lands on the operations team, who reconcile by hand. One rail across corridors is what removes that work rather than redistributing it.
How does this affect payouts to our sellers?
Collection confirms on-chain in minutes rather than clearing over days, so the funds a payout depends on are known sooner. Kollect handles the collection and settlement leg; how you then distribute to sellers stays your logic.
Will this add friction for buyers?
A buyer opens a payment link and pays. There is no Kollect account to create and nothing to install. Buyers without crypto can pay from a bank account instead, on the fiat-to-stablecoin rail.
What you keep on collected volume
Model a representative order or settlement batch against a wire.
Modelled at 0.5% fee + $35.00 fixed + 2.5% FX for a wire. Kollect is priced at 0.75% on the Micro plan, with no FX markup on the USDC to USD conversion. The plan follows your volume: this invoice repeating monthly is $45,000.00 over 3 months, which is the band that volume falls into. The processing fee falls to 0.45% at higher volume. Each plan also carries a monthly subscription, which is not in these figures. See the full rate card.
Full cost breakdown is on the pricing section, and the same maths against a wire is set out on Kollect vs a bank wire. Terms are defined in the glossary.
How a marketplace payment runs
Buyer pays a link
The buyer pays the hosted payment link in USDC or USDT from any wallet.
Confirmed on-chain
Receipt is confirmed in seconds, so the order can move forward without waiting on a bank.
Reconcile centrally
Collections arrive through one rail, so reporting does not have to be normalised per corridor.
Settle to your account
Licensed partners convert and settle USD, EUR, SGD to the account you nominate.
What changes for your operations
The same flow applies wherever the buyer is, instead of a provider per country.
On-chain receipt in seconds means the order is not blocked on multi-day bank clearing.
The international leg is a single on-chain movement, so no correspondent bank takes a cut.
Collections come through one integration rather than several provider-specific formats.
The processing percentage drops as quarterly volume rises, on top of a flat monthly plan.
Trust and compliance
Payments are received on-chain and passed to licensed partners for conversion and payout. Kollect is not the licensed entity holding your money.
Mesta Payments LLC, a FinCEN-registered money services business, processes payments in partnership with Kollect.
KYB on the business and KYC on its representatives, with AML screening on payments.
USD, EUR, SGD today, with further corridors on the roadmap.
Marketplace questions
How does a marketplace collect payments with Kollect?
Buyers pay a hosted payment link in USDC or USDT from any wallet. Receipt is confirmed on-chain in seconds, and licensed partners convert and settle USD, EUR, SGD to the account you nominate.
Do buyers in different countries need different flows?
No. The same hosted payment link works regardless of the buyer's country, because the international leg runs on-chain rather than through local banking rails.
Does Kollect hold marketplace funds?
No. Kollect is non-custodial. Payments are received on-chain and licensed partners handle the fiat conversion and payout.
Can this be driven from our own systems?
Yes. There is a server-to-server API for creating invoices and signed webhooks for settlement events.